Terms and Privacy Policy

Effective Date: January 2015

Welcome to Rivers Intellectual Property and Media (“we,” “our,” “us”). These Terms of Service govern your use of our website, courses, books, digital products, and related services (collectively, our “Services”). By accessing or using our Services, you agree to comply with these Terms.

1. Use of Services
  • You must be at least 18 years old to use our Services.
  • You agree to provide accurate, current, and complete information when signing up or purchasing from us.
  • Unauthorized use, duplication, or redistribution of our content is strictly prohibited.
2. Intellectual Property
All content, including text, graphics, logos, and digital products, is owned by Rivers Intellectual Media and Properties and protected by copyright laws.

3. Payments and Refunds
  • Payments are processed securely through Stripe.
  • Refunds are only available as outlined in our refund policy for each separate product we own on the payment page of that product.
4. User Conduct
You agree not to use our Services for any unlawful purpose or in any way that could damage our reputation or functionality.

5. Disclaimers
Our Services are provided “as is” without warranties of any kind. We do not guarantee specific results from using our products or services. 

NOTE: I will try my best to help you succeed. I design my products and processes to help you win at entrepreneurship and online business. The industry is always shifting and changing. We do our best to stay within best practices and adjust to these changes, but we cannot guarantee that you will make any dollar amount, or sell any amount of courses or make any amount of sales using our programs, frameworks or processes.

6. Limitation of Liability
We are not liable for any indirect, incidental, or consequential damages arising from your use of our Services.

7. Changes to These Terms
We may update these Terms from time to time. The updated version will be posted on this page.

8. Contact Us
For questions about these Terms or our Privacy Policy below, please contact us at: [email protected]

I do not give out my personal address or my personal phone number. But all my social media is made public and I can be reached via any one of my social media accounts. The handle for all social media pages is @onlinebusiness.simplified.

Privacy Policy

Effective Date: January 2015

Your privacy is important to us. This Privacy Policy explains how we collect, use, and protect your personal information.
 
1. Information We Collect
  • Personal Information: Name, email address, payment details, and any information you provide during purchases or sign-ups.
  • Non-Personal Information: IP address, browser type, and usage data collected through cookies.
2. How We Use Your Information

We use your information to:
  • Provide and improve our Services.
  • Send you updates, offers, and marketing communications.
  • Respond to your inquiries and provide support.
3. Sharing Your Information
We do not sell or rent your personal information. We may share your data with trusted third-party service providers who assist in operating our Services. (Like Teachery.co, our online platform hosting partner which hosts our online courses, products and programs)

4. Cookies
We use cookies to improve user experience and analyze website performance. You can adjust your cookie settings in your browser.

5. Data Security
We implement appropriate security measures to protect your personal information. However, no method of transmission over the internet is 100% secure.

6. Your Rights
You have the right to access, correct, or delete your personal information. You can also opt-out of any marketing correspondence via the opt out option at the bottom of each email. Please contact us at [Your Contact Email] for any requests.

7. Changes to This Policy
We may update this Privacy Policy periodically. The updated version will be posted on this page.